Personal Injury
The first thing you should do after a car accident is to check and see if someone in your car or any of the other car was injured. If you have, you should seek immediate medical assistance (ambulance). Once done, keep in mind that you may need to include a medical report as part of the claim of an accident.
Call the police
Depending on the severity of the accident, you need to know to call the police.
24 hours assistance
By law, you should have a copy of your certificate of car insurance in your car with you at all times. Included in this will be a 24-hour hotline contact number that you can call if you happen to be involved in an accident. You need to call this number and ask them what procedures should be taken. Remember, in the United Kingdom, you can have one of the different kinds of car insurance (eg third party or fully comprehensive), so the steps to be taken varies depending on this and the procedures established by their Car insurance provider.
While on the phone with his insurance company car, do not forget to ask them to send you an accident report form. The accident report form should be fairly self-explanatory, but if you have any problems completing this, then it is a good ideal that you call your insurer and clarify any misunderstanding before submitting this form.
Gather evidence of the accident
Having your insurance provider and asked for assistance, which is a good idea to gather some evidence about the accident. This may include taking the names of witnesses and / or take photographs of the accident (mobile phone cameras are useful for this purpose).
Repairs to your car
It is very important that you understand that all expenses you incur in relation to his car after an accident on its own (ie you pay), unless agreed in advance with these to your insurance company. As such, it is not a good idea after an accident to take your car to a garage and made the repairs - you may well find their car insurance company will not agree to reimburse you. Much more sensible is to phone the car insurance company first and ask if there is any specific area in your garage you need to take the car for repairs.
Keep receipts for all expenses
Even if you think it is unlikely that he will be reimbursed the cost, if you have an accident and will make a claim to your insurance car, then it is vital that you keep a receipt for all expenses incurred. Note that if you do not have a record of expenditures, it is highly unlikely that your car insurance company will refund.
The first thing you should do after a car accident is to check and see if someone in your car or any of the other car was injured. If you have, you should seek immediate medical assistance (ambulance). Once done, keep in mind that you may need to include a medical report as part of the claim of an accident.
Call the police
Depending on the severity of the accident, you need to know to call the police.
24 hours assistance
By law, you should have a copy of your certificate of car insurance in your car with you at all times. Included in this will be a 24-hour hotline contact number that you can call if you happen to be involved in an accident. You need to call this number and ask them what procedures should be taken. Remember, in the United Kingdom, you can have one of the different kinds of car insurance (eg third party or fully comprehensive), so the steps to be taken varies depending on this and the procedures established by their Car insurance provider.
While on the phone with his insurance company car, do not forget to ask them to send you an accident report form. The accident report form should be fairly self-explanatory, but if you have any problems completing this, then it is a good ideal that you call your insurer and clarify any misunderstanding before submitting this form.
Gather evidence of the accident
Having your insurance provider and asked for assistance, which is a good idea to gather some evidence about the accident. This may include taking the names of witnesses and / or take photographs of the accident (mobile phone cameras are useful for this purpose).
Repairs to your car
It is very important that you understand that all expenses you incur in relation to his car after an accident on its own (ie you pay), unless agreed in advance with these to your insurance company. As such, it is not a good idea after an accident to take your car to a garage and made the repairs - you may well find their car insurance company will not agree to reimburse you. Much more sensible is to phone the car insurance company first and ask if there is any specific area in your garage you need to take the car for repairs.
Keep receipts for all expenses
Even if you think it is unlikely that he will be reimbursed the cost, if you have an accident and will make a claim to your insurance car, then it is vital that you keep a receipt for all expenses incurred. Note that if you do not have a record of expenditures, it is highly unlikely that your car insurance company will refund.
