In hard times, people are cutting costs all over the world - including the wheel.
Early Show consumer correspondent Susan Koeppen has some ideas on Tuesday on how to do it.
Car insurance is expensive for some, but Koeppen told Early Show co-anchor Harry Smith, there are ways to reduce high car insurance costs.
He said the key to a lower rate is to be a good driver. But you can also ask for a higher deductible.
"If you go with a deductible of $ 1,000, you can save as much as 40 percent on their car insurance," said Koeppen.
He also suggested the policy of multi-path, which means that the grouping of your car insurance with other insurance as the owner's home or life insurance.
Koeppen said he also must get at least three car insurance quotes to improve their chances of finding the lowest price.
Koeppen also reminded viewers that not all cars are created equal.
"You'll pay more for a red sports car that would, for example, a minivan."
Good credit is an incentive for car insurers to give a lower rate, Koeppen said.
"Studies show that a person who has good credit and good credit for a long time cause less accidents," Koeppen said, "so you get a better rate."
Another way to get a better rate doing something most buyers do not: Ask about discounts.
"There are a lot of things to you may not know about, you have to ask the questions," he said.
Chicago Koeppen also answered a question on the display gas pump accuracy.
He said that the pumps are monitored differently from state to state. In some states, he said, only controlled bombs every few years.
"In some cases, you're getting less gas, in some cases, you are getting more gas," he said. "If you really think there's a problem with a gas station and some of the gas pumps, you must file a complaint with the Department of Consumer Affairs in your state."
You should also consider differences in the size of your gas tank, Koeppen said.
"Whenever the owner's manual says you have a 20 gallon tank, that does not mean you actually have a 20 gallon tank could be 18 gallons, could be 19 gallons."
Maryland Koeppen also said a spectator of suspicion on supermarket staples to be kept in the back of the store.
"Certainly," he said. "They put the milk and eggs in the back of the store by mistake ... You do not often return time. It is their staple food, so you walk along the milk and eggs, collect the cereal, you get a little sugar - you start to grasp things. "
Koeppen suggested that to prevent the hoarding of products in the grocery store, you must go into a list and stick to it while shopping.[Source]
Early Show consumer correspondent Susan Koeppen has some ideas on Tuesday on how to do it.
Car insurance is expensive for some, but Koeppen told Early Show co-anchor Harry Smith, there are ways to reduce high car insurance costs.
He said the key to a lower rate is to be a good driver. But you can also ask for a higher deductible.
"If you go with a deductible of $ 1,000, you can save as much as 40 percent on their car insurance," said Koeppen.
He also suggested the policy of multi-path, which means that the grouping of your car insurance with other insurance as the owner's home or life insurance.
Koeppen said he also must get at least three car insurance quotes to improve their chances of finding the lowest price.
Koeppen also reminded viewers that not all cars are created equal.
"You'll pay more for a red sports car that would, for example, a minivan."
Good credit is an incentive for car insurers to give a lower rate, Koeppen said.
"Studies show that a person who has good credit and good credit for a long time cause less accidents," Koeppen said, "so you get a better rate."
Another way to get a better rate doing something most buyers do not: Ask about discounts.
"There are a lot of things to you may not know about, you have to ask the questions," he said.
Chicago Koeppen also answered a question on the display gas pump accuracy.
He said that the pumps are monitored differently from state to state. In some states, he said, only controlled bombs every few years.
"In some cases, you're getting less gas, in some cases, you are getting more gas," he said. "If you really think there's a problem with a gas station and some of the gas pumps, you must file a complaint with the Department of Consumer Affairs in your state."
You should also consider differences in the size of your gas tank, Koeppen said.
"Whenever the owner's manual says you have a 20 gallon tank, that does not mean you actually have a 20 gallon tank could be 18 gallons, could be 19 gallons."
Maryland Koeppen also said a spectator of suspicion on supermarket staples to be kept in the back of the store.
"Certainly," he said. "They put the milk and eggs in the back of the store by mistake ... You do not often return time. It is their staple food, so you walk along the milk and eggs, collect the cereal, you get a little sugar - you start to grasp things. "
Koeppen suggested that to prevent the hoarding of products in the grocery store, you must go into a list and stick to it while shopping.[Source]
